SpendFlow turns your bank exports into clear, actionable insights. Import transactions, categorise spending, and finally understand your finances — no subscription, no complexity.
Sign in with Google · No credit card · Your data stays private
Everything you need
SpendFlow focuses on the features that matter for day-to-day financial awareness — without the bloat.
Import bank statements from any bank in seconds. SpendFlow reads your CSV exports and gets your transactions loaded instantly — no manual entry.
Organise spending into categories and subcategories — groceries, transport, leisure, and more. Create rules to auto-categorise future imports.
See your spending patterns at a glance. Rolling 12-month charts show you exactly where your money went and how your habits are changing over time.
Find any transaction instantly. Filter by date, category, amount, or keyword. Drill into exactly what you need without endless scrolling.
One transaction, multiple categories. Split any payment across different spending buckets — perfect for mixed purchases or shared bills.
Sign in with your Google account. Your transactions are stored privately in your own account — nobody else can see them.
Simple by design
No setup, no bank connections, no sharing credentials. Just your CSV.
Download a CSV or Excel export from your online banking. Most banks support this under "Transactions" or "Account history".
Drag and drop your file. SpendFlow detects the format automatically and maps your columns to dates, amounts, and descriptions.
Assign categories to your transactions, set up rules for future imports, and watch your spending picture become clear.
Free to use. No credit card. Sign in with Google and start in under a minute.
Start tracking for free